FinTech Companies

Top FinTech Companies in 2022


Businesses and the general population throughout the world are greatly affected by the COVID-19 pandemic. But despite the uncertainty, fintech companies see promising growth in 2020.

Analysts said that fintechs will continue to flourish by capitalizing on the new opportunities presented by the pandemic.

The continuing need to practice health protocols pushed the need for digital payments. FinTech companies are here to innovate and answer the need for accessible financial services as the world starts to shift more online.

As a reputable high-risk merchant account provider, First Card Payments not only negotiates the lowest rates and fees for their high-risk merchants but offers expert advice on the fintechs to partner with for the best chance of success.

Here is the list of the best FinTech companies to keep an eye on.


Brex was founded in 2017 and is headquartered in San Francisco, California. The company offers an array of banking products like flagship credit cards with no account fees, built-in expense tracking, and travel rewards, all accessible on the online dashboard. The dashboard features expense management software and a bill payment option.

Last August, Brex launched a lending service and, in April, a startup software that helps users with financial projections and budgeting. Brex’s latest valuation was at $12.3 billion


Chime is the largest digital bank in America with the latest valuation of $25 billion. Chime attracted followers by offering free checking accounts and no overdraft fees, prompting Bank of America and Chase to lower their overdraft fees.

Chime’s CEO, Chris Britt says that they gained so many new customers in the first quarter of 2022, the largest of any quarter since they started 10 years ago.

Watch out for Chime this year, as they plan to go public early in 2022 but delayed it due to the shaky stock market.


Pipe is a trading platform that allows businesses to leverage their assets and the recurring revenue streams they have built. Through Pipe, sellers ranging from publicly listed firms to startups have raised billions of dollars without dilution.

Based in Miami, Florida, Pipe expanded outside of the United States, bringing their business to the UK.


Plaid is an American company founded in 2013 that helps fintech applications connect to customers’ bank accounts, enabling customers to make transactions like bill payments and deposits.

Early in 2022, Plaid acquired Cognito, an identity verification and KYC (know your customer) compliance provider, for $250 million so they can provide more features to their customers.

Currently, Plaid has a valuation of $13.4 billion and gets its funding from Ventures Index, Andreessen Horowitz, and others.


Stripe is a business services and supplies company based in San Francisco, California. The company’s software allows startups and established companies to accept online payments.

Stripe also offers business loans and a service that lets customers automatically calculate and collect sales tax. In a bid to offer more services, Stripe acquired a POS or point-of-sale credit card reader manufacturer in 2021.

As the world becomes more digital, First Card Payments is here to help your business increase profitability by making transactions more convenient, fast, and secure.

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